AFBA is always ready, always there for the National Guard
Protect your family through your state National Guard association with life insurance member benefits underwritten by 5Star Life Insurance Company specifically designed for National Guard members.
Born in the Pentagon, built to serve
In 1947, the Armed Forces Benefit Association (AFBA) emerged from the basement of the Pentagon to solve a critical need in support of the military. More than 75 years later, our commitment to those who go in harm’s way remains core to everything we do.
- Service that’s mission-ready
Transparent coverage and high-touch customer service deliver life insurance member benefits that are as understandable as they are meaningful. - Making the hardest days easier for member families
With a compassionate and proactive claims process, through our underwriter 5Star Life Insurance Company, we do everything in our power to make the hardest days in a family’s life, just a little bit easier. - Life beyond the benefit
Becoming an AFBA member is more than signing up for life insurance member benefits; it’s joining a community with member benefits for the entire family.
Who is eligible for coverage
Active Guard members are eligible to enroll for coverage. Life insurance member benefits are underwritten by 5Star Life Insurance Company and offer features designed for National Guard members.
Coverage options available through your state association
Survivor benefit
Provides a $1,000 non-contributory survivor benefit for active guard members paid for by your National Guard state association.
Provides financial protection in the event of death with coverage from $5,000-$50,000. It also provides coverage for your spouse and/ or children.
Provides additional group term life insurance with a level death benefit* and only 3 age bands for contributions for members and spouses with coverage available from $50,000-$400,000.
Family survivor college scholarship
As a unique member benefit, AFBA is proud to offer families of eligible fallen members the Charles C. Blanton AFBA Family Survivor College Scholarship. Surviving spouse and children are eligible for $10,000 per year, up to a total maximum benefit for the entire family of $40,000 toward an undergraduate degree, license or certification.
Not available in New York. In Virginia, only available to First Responders.
Giving back to our communities
Learn how we are committed to supporting those who serve, defend, and protect our nation.
5Star Life Insurance Company is AFBA’s wholly owned affiliate and life insurance underwriter for its member benefits. It has been awarded on the Forbes list of World’s Best Insurance Companies in 2023 and 2024. Read more
Already a member?
Visit the Support Center to file a claim, make a payment or change to your account, answer questions about your coverage, and more.
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Contact us
Please complete the form and a customer service representative will respond usually within one business day.
To reach our National Guard customer service team by phone, please call 1-800-462-7441.
Monday - Friday | 8:00 am - 5:00 pm ET
AFBA is not affiliated with any government agency
Life insurance member benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Survivor benefits not available in all states and U.S. Territories. Group Policy: LT050197(Rev)
Images courtesy of Department of Defense Visual Information Distribution System, U.S. Department of Defense and National Guard Fickr accounts. The apperance of U.S. Department of Defense visual information does not imply or constitute DoD endorsement.