Smart Start is your opportunity to provide life insurance protection for a child and guarantee his or her future insurability, regardless of what happens in life. Smart Start is easy and affordable. If your child or grandchild is between the ages of 14 days and 18 years, you can get coverage that will continue up to age 25. No medical exam is required to apply for Smart Start.
Smart Start term insurance, through our carrier 5Star Life Insurance Company, is available in two coverage amounts with a one-time payment:
$10,000 of coverage for $150
$15,000 of coverage for $225
At age 25, the insured can convert to a whole life insurance policy with a one-time guaranteed purchase option up to five times the original face value ($50,000 for the $10,000 term policy or $75,000 for the $15,000 term policy) with no physical exam. What a great way to guarantee life insurance coverage regardless of future health considerations.
To learn more and apply today, call us at (800) 776-2322.