Protecting their future just got easier
Your children or grandchildren mean the world to you. And you want nothing more than their happiness, safety, and wellbeing. There is an important thing you can do today to protect them for years to come. Children’s Protect life insurance coverage underwritten by 5Star Life Insurance Company guarantees their insurability regardless of future health changes.
Product features
Enrollment eligibility
Children between the ages of 1 and 17 years of age are eligible to enroll even if the parent or grandparent does not have coverage.
Coverage amount
$50,000 and is guaranteed to not decrease.
Continuous protection
Coverage continues to age 70 and cannot be cancelled.* Rates remain level until age 45 and after that, increase per age band.**
Simplified issue
No medical exam, simply answer a few health questions. (Coverage not guaranteed to issue.)
Frequently asked questions
Who is eligible to enroll for coverage?
Children between 1 and 17 years of age are eligible to enroll.
What is the available coverage amount?
$50,000 of coverage – amount is guaranteed not to decrease.
Does the child need a medical exam?
No medical exam is required to enroll for coverage. Simply answer a few health questions. Coverage is not guaranteed to issue and is dependent upon the answers to the health questions.
Do the rates change?
Rates remain level until age 45 and after that increase per age band: 1-17 $8.50; 45-49 $17.00; 60-69 $68.00.
What are the available methods of payment?
- Checkmatic/credit card
- Payroll deduct
- Direct bill
- Military allotment
We're here to help
Visit the support center to file a claim, make a payment or change to your account, answer questions about your coverage, and more.
Support CenterRelated Content
* As long as contributions are paid
** Contribution rates increase on the anniversary of the coverage effective date after entry into a new age group. The rate is initially based upon the insured’s age when coverage is issued and will increase on the anniversary date following the entry into the new age group as reflected above.
Survivor benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Survivor benefits not available in all states and U.S. Territories. Group Policy: LT050197(Rev)