Protection You and Your Family Can Count On
Could Your Family Survive Without Your Income?
Protect Your Loved Ones: Secure a Term Life Insurance Policy from AFBA today.
Government Group Level Term is designed specifically to cover current and former government employees and their families. This
product provides peace of mind, and assures our government employees with the confidence they need from a company that has been insuring its members for nearly 70 years.
Unfortunately, when living and working in this fast paced world,
adults with dependents often lack sufficient coverage to protect their survivors if they were to die unexpectedly.
Experts recommend having enough life insurance to replace income
for 7 to 10 years. The reality is that the typical couple has less than half that amount.*
AFBA offers term life coverage at competitive rates, especially created for groups who currently work or have worked for a government agency. You and your spouse are eligible to enroll for a maximum of $500,000 through age 64 provided you are a United States citizen. Your children are eligible for coverage up to $50,000.
Product features include:
- Coverage ON and OFF duty
- No hazardous, line of duty, or occupational restrictions
- No combat or terrorism exclusions
- Emergency death benefit payment of up to $15,000 within one business day of notification
- Optional spouse and child coverage
- $40,000 family survivor college scholarship†
Government Group Level Term Life Insurance
Take advantage of this unique opportunity and get protection for you and your family. What’s more, signing up for this valuable coverage is easy and no paramedical exam is needed for first responder personnel under age 50 for up to $250,000 or ages 50-55 for up to $100,000 of total insurance coverage. The only requirement is the Statement of Health (SOH) on the enrollment form. If a paramedical exam is required (see chart below), it will be arranged by AFBA at no additional cost, in the comfort of your own home or office. Additional information may be required at the discretion of AFBA. Coverage is effective upon underwriting approval.
Dependent children under age 21 (23 if a FT student) are eligible for coverage under the Children’s Rider. Eligible children are covered under one contribution. SOH questions must be answered for ALL children. Ages 15 days to 6 months: $1.00 per $1,000 unit for a maximum of $5,000. Ages 6 months to 21 years: $1.00 per $5,000 unit with maximum of $25,000. Or, consider our individual Children’s Term coverage.
Families of eligible insured can benefit from the Charles C. Blanton AFBA Family Survivor College Scholarship. The surviving spouse and children of First Responder Personnel who are AFBA members and die while involved in operations at the scene of an incident are eligible. The scholarship provides up to $10,000 per family, per year, for a maximum benefit of $40,000 toward a college degree.
* LIMRA Facts About Life (Sept. ‘09).
† Click here for full details on the Charles C. Blanton AFBA Family Survivor College Scholarship.